Are You Liable For Your Bike Accident? What You Need To Know

When an accident between a bike and a car occurs, it often results in major damage and injuries for the biker in particular. While the driver of the car is often accused of causing the accident, the biker can be at fault as well. In some cases, however, it is difficult to determine just who is to blame. If you are a biker and you know you were the primary cause of the accident, there are some things you need to do.

Have the Scene Photographed

If you are not hurt and you have a phone or other smart device with you, take some pictures of the accident scene. If you are too injured to do this yourself, have a friend or someone nearby take the pictures. You need photographs of the car, the bike, the road, and any other photos that can help you later on.

Stay Calm

You should make every effort to stay as calm as possible after the accident. Do not engage in an argument with the other driver. You do not want to get into further trouble because there was a skirmish at the accident scene. This will not help you in your case.

Report the Accident

If you bicycle avidly, you likely have bicycle insurance. This is an inexpensive insurance policy, but it covers your bodily injuries and the expenses related to your bike. If you are the cause of the accident, you will not likely be approved if you made a claim on the other driver's car insurance. Biker's insurance is very helpful in this instance.

Do Not Admit Anything

While you may know you caused the accident, you should not say so while you are in front of the police officer making the report or in front of the other party to the accident. While you may be the primary cause of the accident, there could be some other factors that you were not aware of that could have caused the accident. Do not apologize profusely after the accident, as this can be perceived as admitting fault. You will have your chance to explain your side of the events. The insurance company will then decide who is at fault. You may only be partially to blame, which will absolve you of some of the damages.

An accident on your bike can be upsetting. If you caused the accident, you likely feel scared and nervous about what is to come. Consider hiring an accident attorney right away. He or she will help you through the process so you know what to expect. For more information, contact a company like Kaston & Aberle today.